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The four products, and what sets the monthly
Two levers sit behind every quote: which finance product you choose, and the term. Compare the four products, then see how the term moves the monthly.
Estimate your monthly finance cost
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IT finance — FAQs
What can I finance with Servnet?
Any business IT investment - servers, storage arrays, networking, firewalls and security, business laptops, UPS and power, or a whole project - new or well-sourced refurbished. Estimate the monthly for your figure in the IT finance calculator.
Which finance option should I choose?
Hire purchase to own it, an operating lease for the lowest rentals and a fast refresh, a finance lease for balance-sheet use, or a technology subscription to bundle support and refresh. Our guide to hire purchase vs leasing vs subscription explains the choice.
Is financing cheaper than paying cash?
Often, in real terms - paying cash has an opportunity cost, since that capital can no longer earn or protect the business. The finance vs paying cash guide has the full case with a worked example.
How is the monthly payment worked out?
From a rental factor - a flat monthly rental per pound financed, set by the term and finance product. See what is a rental factor for the mechanics, or just try figures in the calculator.